Winter brings a variety of struggles for older adults. For those with mobility challenges, icy sidewalks and driveways can make the risk of falling very real. The colder season can also exacerbate health conditions such as chronic obstructive pulmonary disease and asthma. Then there are those concerns we might not pay much attention to at first, such as skin health.

As the temperatures drop and winter sets in, many people begin to notice changes in their skin. Dryness, itching, and irritation become common complaints. For seniors, these issues can be more than just uncomfortable.

Aging skin is naturally thinner, more delicate, and slower to heal, making it especially vulnerable during the coldest months of the year. Understanding how to care for fragile skin in winter is essential for maintaining comfort, preventing damage, and supporting overall health.

As we age, our skin undergoes several changes that affect its resilience:

Thinning of the epidermis: The outer layer of skin becomes thinner and less able to retain moisture.

Reduced oil production: Sebaceous glands produce less oil, leading to dryness and cracking.

Weaker collagen and elastin: These proteins decline with age, reducing the skin’s strength and elasticity.

Slower cell regeneration: Cuts and scrapes take longer to heal, increasing the risk of infection.

During winter, these age-related changes are compounded by cold air, harsh winds, and dry indoor heating—all of which strip moisture from the skin.

Common Winter Skin Challenges for Seniors

Some of the most common skin issues older adults face in winter include:

Cracks or fissures, especially on hands and feet

Left unaddressed, these symptoms can worsen and lead to painful conditions such as dermatitis, infections, or skin tears.

Caring for aging skin during the winter requires a gentle, consistent approach. Here are some practical and effective strategies:

Using a rich, fragrance-free moisturizer is the cornerstone of winter skin care. Apply lotion immediately after bathing, while the skin is still damp, to lock in moisture. Look for products containing ingredients like ceramides, glycerin, or hyaluronic acid, which help maintain the skin’s natural barrier.

Many soaps and cleansers strip the skin of its natural oils. Seniors should use mild, moisturizing cleansers that are free of alcohol, fragrances, and dyes. Avoid long, hot showers and baths, as they can worsen dryness.

Drinking plenty of water helps keep the skin hydrated from the inside out. Encourage regular water intake, even if seniors don’t feel as thirsty during colder months.

When going outside, it’s essential to cover exposed skin. Wear gloves, scarves, and hats to protect against wind and cold. Use a humidifier indoors to counteract dry, heated air.

Because older skin is more prone to tears and bruising, it’s important to check regularly for any new or worsening skin issues. Notify a healthcare provider if there are signs of infection, persistent dryness, or wounds that won’t heal.

While we’re discussing winter health concerns for seniors, there’s another one that makes its return late in the fall and usually sticks around until spring: the influenza virus. If you haven’t already, be sure to schedule an appointment for your annual flu shot. For those on the fence about whether it works or not, read The Health Benefits of an Annual Flu Shot to learn more!

Winter skin issues can be more than annoying and uncomfortable. Here’s what seniors should know, including how to avoid serious problems.

Seniors and Skin Care: How to Prepare Your Skin for Winter

Most of us think of spring as a time to give our homes a good cleaning and refresh. It helps to shed winter and welcome sunnier days. But fall can be an equally good time to dig in and clean. As the holiday season approaches, the excitement of decorating, hosting parties, and opening gifts with loved ones starts to build. Before the festivities begin, create a plan to declutter and deep clean your home.

Tackling decluttering tasks reduces stress and makes decorating more enjoyable and efficient. It also creates a welcoming environment for guests. Here are some smart strategies for decluttering and deep cleaning before the holiday season begins.

Holiday decorations, gifts, and gatherings all bring extra “stuff” into your home. If your space is already cluttered or disorganized, the added layers can create chaos. For older adults, that can raise the risk of a serious fall. Decluttering in advance clears physical and mental space, allowing you to focus on what really matters—enjoying the season.

Here are a few suggestions for a pre-holiday declutter and cleaning:

Start by creating a schedule that breaks your home into zones (kitchen, living room, bedrooms, bathrooms, etc.). Assign a day or weekend to each space so you don’t get overwhelmed. Beginning early—ideally in late October or early November—will give you ample time to work at a manageable pace.

In each room, sort items into four categories: keep, donate, discard, and relocate. Be honest with yourself about what you use and love, and why you are hanging on to some items you don’t.

Living room: Remove old magazines, unused electronics, tangled cords, and excess décor. Make space for holiday decorations and guests.

Kitchen: Toss expired pantry items, clear countertops, and organize cabinets. Free up space for holiday baking and entertaining.

Bedrooms: Donate clothing and accessories you haven’t worn in a year. Store off-season items to create more space.

Bathrooms: Discard expired toiletries and medications. Clean out under-sink storage to prepare for guest use.

Entryway: Clear shoes, coats, and mail clutter to create a welcoming first impression.

Once each area is decluttered, do a thorough deep clean. Here’s a checklist to help you tackle key tasks:

Dust and wipe down surfaces: Clean the baseboards, ceiling fans, and vents, as well as behind furniture.

Wash windows and curtains: Let in as much natural light as possible before the shorter days set in.

Clean upholstery and carpets: Vacuum and shampoo to remove allergens and freshen up your home.

Disinfect high-touch areas: Wipe down doorknobs, light switches, and remote controls.

Tackle the kitchen and bathrooms: Scrub sinks, appliances, tile, and grout. Don’t forget inside the fridge and oven.

Once clean and clutter-free, it’s easier to prepare for holiday activities:

Set up a storage spot for gifts/wrapping supplies: Designate a space in your home to store holiday necessities and gifts so you can keep everything tidy and hidden from prying eyes.

Create a guest-ready space: Freshen guest rooms with toiletries, personal care items, and clean linens, and make space in closets and drawers. Even if you don’t think you’ll have overnight guests, it’s nice to have a place for visitors to go to touch up their makeup or freshen their hair.

Prep the dining area: Polish silverware, clean serving dishes, and make sure you have enough seating. Also check that you have enough appetizer plates, napkins, and glasses in case guests drop by unexpectedly. The same goes for your bar. Whether it’s alcoholic or nonalcoholic beverages, be certain you are well-stocked.

If you are struggling to come up with gift ideas for people in your family, consider a mobile monitoring unit. They make great presents for seniors, runners, and children. Contact us today for more details!

The holiday season will be more enjoyable and efficient if you declutter and deep clean your house before the decorations go up. Follow these helpful steps.

Tips for Decluttering Your Home Before the Holidays

Each year, Medicare beneficiaries have the opportunity to review and make changes to their health and drug coverage during the annual Medicare Open Enrollment period. The window to do so is from October 15 to December 7, and any changes you make during that time will take effect on January 1 of the following year. It is the only chance most people will have during the year to switch plans or make adjustments to their current Medicare coverage.

It’s always a good idea to get an early start on reviewing options. Whether you’re considering a new Medicare Advantage Plan, reviewing your prescription drug coverage, or exploring additional benefits, preparation is key to making informed decisions. And that sometimes takes more than a little time.

Medicare Open Enrollment, also known as the Annual Election Period (AEP), is a designated time when Medicare recipients can:

Switch from Original Medicare (Parts A and B) to a Medicare Advantage Plan (Part C)

Switch from a Medicare Advantage Plan back to Original Medicare

Change from one Medicare Advantage Plan to another

Join, drop, or change a Medicare Prescription Drug Plan (Part D)

After this period, your ability to make changes is limited unless you are eligible for a Special Enrollment Period. This requires a qualifying life event, such as moving or losing other coverage.

Review Your Plan, Even If You Are Happy With It

Medicare plans can change from year to year. Premiums, copayments, deductibles, drug formularies (covered medications), and provider networks may all be updated. Even if you have been satisfied with your plan in the past, it might not meet your needs in the coming year.

That’s why it’s essential to carefully review the Annual Notice of Change (ANOC) that your plan sends out each fall. This document outlines all changes to your current plan for the upcoming year.

In addition, your own health situation might have changed. You may have new prescriptions, different doctors, or increased healthcare needs. Comparing your current coverage to other available options can help ensure you get the best value and the coverage that matches your needs.

Review current coverage: Gather all recent medical bills, pharmacy records, and your current Medicare plan documents. Understand what your plan covered well—and what it didn’t.

Check for plan changes: Look over the ANOC and check for changes in premiums, coverage, and provider networks. Make sure your preferred doctors and medications will still be covered.

Use Medicare’s official tools: There are a variety of resources and tools designed to help make this process go more smoothly. You can find them by visiting Medicare.gov. One of the most popular is the Medicare Plan Finder, which allows you to see the options available in your area and compare costs, coverage, and ratings for different plans.

Seek professional guidance: If you find this process tough to navigate, know that you aren’t alone. You can receive help from your State Health Insurance Assistance Program (SHIP). These services are typically free, and counselors offer unbiased advice.

One final suggestion is to set aside a few blocks of time on your calendar to explore your options. Don’t wait until the last minute. Make your changes well before the December 7 deadline to ensure there are no delays in processing your new plan.

We know the Medicare benefit can be more than a little confusing. If you are a senior who is new to the program, you are especially likely to have some questions. One resource that can help answer them is Medicare 101 for New Retirees. The article covers everything from costs to coverage.

Medicare’s annual open enrollment is on the horizon. This information will help you learn more about this once-a-year window to make changes to your plan.

Get Ready for Medicare’s Annual Open Enrollment

As the weather in the Midwest begins to cool off and the days become shorter, people may feel the need to stay indoors more. And for some, the cold season can mark the return of an unwelcome condition known as seasonal affective disorder.

Seasonal affective disorder (SAD) is a type of depression that occurs at certain times of the year, most commonly during the fall and winter months. As the days grow shorter and sunlight becomes scarce, many individuals experience a noticeable dip in mood, energy levels, and overall well-being. While it may seem like just a case of the “winter blues,” SAD is a serious condition that can significantly impact daily life if left untreated.

SAD is closely linked to the changes in daylight that occur during the fall and winter. The reduced level of sunlight can disrupt the body’s internal clock, or circadian rhythm, leading to feelings of depression. This lack of sunlight may also lead to a drop in serotonin, a neurotransmitter that affects mood, and disrupt levels of melatonin, which is involved in sleep and mood regulation.

Geography also plays a role—people who live farther from the equator are more likely to suffer from SAD due to the longer, darker winters. For example, those living in northern regions, where daylight hours dramatically decrease, are at higher risk than those in sunnier, more temperate climates.

The symptoms of SAD often mirror those of major depression but follow a seasonal pattern. Common symptoms include:

Fatigue or low energy despite adequate sleep

Loss of interest in activities once enjoyed

Sleep disturbances (usually oversleeping)

Changes in appetite, especially cravings for carbohydrates

Feelings of hopelessness or worthlessness

SAD typically begins in late fall and continues through the winter months, with symptoms easing during the spring and summer.

6 Ideas to Help Prevent or Reduce Symptoms of SAD

While seasonal affective disorder can be challenging, there are several effective strategies for prevention and symptom management:

One of the most common treatments for SAD is light therapy, also known as phototherapy. This involves sitting near a specially designed light box that mimics natural sunlight. Daily use—typically 20 to 30 minutes in the morning—can help regulate circadian rhythms and improve mood. It’s important to use a UV-free light box that emits 10,000 lux.

Spending time outdoors during daylight hours, even on cloudy days, can be beneficial. Open blinds, sit near windows, and if you are able, lace on some sturdy boots with nonskid soles and take short walks to increase your exposure to natural light.

Physical activity is a proven mood booster. Exercise releases endorphins, which can help reduce symptoms of depression. Even a daily 30-minute walk can make a difference.

Eating a well-balanced diet can stabilize your mood and energy levels. Avoid excessive sugar and refined carbs, which may contribute to energy crashes and mood swings. Incorporate complex carbohydrates, lean proteins, fruits, and vegetables.

Winter can lead to isolation, which worsens SAD and clinical depression. For seniors, the negative health effects of isolation are well-documented. It raises the risk of medical conditions such as obesity and heart disease. So making an effort to stay socially connected with friends and family may help prevent not only SAD but other health challenges, too.

Finally, if symptoms become severe or persistent, it’s important to speak with a healthcare provider. Counseling, cognitive behavioral therapy (CBT), and, in some cases, antidepressant medications can be very effective in treating SAD.

Stay Safe This Winter With a Mobile Monitoring Device

If you are concerned about your safety when you venture outdoors during colder months of the year, one solution is to invest in a mobile monitoring unit. These discreet devices can be easily slipped into a pocket or purse. In the event of an emergency, you can press a button to be quickly connected to someone who can help. Call 1-844-203-5617 to learn more today!

Do you struggle with the winter blues when cold weather makes its return? You might have a condition known as SAD. Learn more here.

Understanding Seasonal Affective Disorder: Causes, Effects, and Prevention

Being diagnosed with high cholesterol can be alarming, especially if it comes as a surprise, as it often does. While it is more common among seniors, an increasing number of younger people in the US are finding themselves living with it too. Research shows nearly 7% of kids and teens between 6 to 19 years old have high total cholesterol.

Because high cholesterol is a key risk factor for heart disease and stroke, it’s important to be tested regularly—and if you do have high cholesterol, to make sure your condition is well managed. Having the right information can help you make lifestyle changes, and, if necessary, begin a medication regimen.

If your doctor has informed you that your cholesterol levels are elevated, asking the right questions is critical for understanding your condition and taking control of your health. Here are some suggestions for what to ask your doctor after a diagnosis.

Talking With Your Doctor About High Cholesterol

Cholesterol isn’t a single number. It comprises several different factors. Ask your doctor to break down your lipid panel, including:

LDL (low-density lipoprotein): High levels of LDL, often called “bad” cholesterol, can lead to plaque buildup in arteries.

HDL (High-density lipoprotein): This “good” cholesterol helps remove LDL from the bloodstream.

Triglycerides: This is another type of fat that, when elevated, can increase heart disease risk.

Total cholesterol: While this combined measure offers a general view, individual levels are more telling.

Understanding your numbers will help you see where changes need to be made.

High cholesterol can be influenced by many factors, including diet, physical activity, weight, age, and genetics. Ask your doctor to help identify the likely contributors in your case. This can guide you in deciding whether to try and lower your cholesterol through lifestyle adjustments alone, or if medication is also needed.

If your cholesterol levels are very high or if you have other risk factors (like high blood pressure, diabetes, or a history of heart problems), a medication such as a statin may be recommended. Ask:

How long will I need to take the medication?

Can I Lower My Cholesterol Through Diet and Exercise?

Genetics can impact cholesterol and risk for heart disease, but it is still possible to control your cholesterol levels. For many people, lifestyle changes can have a significant impact. Ask your doctor:

What type of diet should I follow? (The Mediterranean and DASH diets are commonly recommended.)

Are there specific foods I should avoid or add?

How much and what kind of exercise is beneficial?

A referral to a registered dietitian or exercise specialist may also be helpful.

How Often Should I Have My Cholesterol Checked?

Monitoring is important to see whether your efforts are working. Ask how often you need blood tests and follow-up appointments.

What Is My Overall Risk for Heart Disease?

Cholesterol is just one aspect of your cardiovascular health. Ask about your overall risk and what other tests might be necessary, such as blood pressure checks, glucose testing, or even a coronary calcium scan.

Discuss how progress will be measured—both in lab values and symptoms (if any). Ask how soon you should expect to see changes after you implement lifestyle modifications or start medication.

Regardless of what health issues you are experiencing, from heart disease to diabetes, being prepared for the worst can help you feel more confident going about your day. One step you can take is to purchase a mobile monitoring unit. These discreet devices can be easily slipped into a pocket or purse. If you experience a medical emergency, you can be connected with someone who can help with the press of a button.

Email us today for more information for yourself or a loved one!

Recently diagnosed with high cholesterol? This list of questions to ask your doctor can help ensure you are doing everything possible to manage the condition.

Questions to Ask Your Doctor After a Diagnosis of High Cholesterol

As summer hits its peak, often referred to as the “dog days” of the season, it’s sizzling in many parts of the country. The hot, humid days can leave us struggling to stay cool and comfortable. Whether you’re spending time outdoors, commuting to work, or relaxing at home, extreme heat can take a toll on your body, your mood, and even your safety.

Fortunately, there are practical and affordable ways to beat the heat. Here are some effective tips to help you stay cool and protect your health during the dog days of summer.

It sounds simple, but many people underestimate how quickly they can become dehydrated in hot weather. Drink plenty of water throughout the day, even if you don’t feel thirsty. Avoid excessive alcohol, caffeine, or sugary drinks, which can lead to dehydration.

To add flavor, try infusing your water with cucumber, lemon, or mint. Eating water-rich foods like watermelon, cucumbers, and berries also helps keep you hydrated.

What you wear can make a huge difference. Opt for loose-fitting, lightweight clothing in light colors, which reflect rather than absorb the sun’s rays. Breathable fabrics like cotton or linen are ideal. Wearing a wide-brimmed hat and UV-protective sunglasses can also help you stay cooler when outdoors.

If you don’t have air conditioning—or are trying to cut energy costs—fans can be a big help. Ceiling fans should rotate counterclockwise in summer to push cool air down. Box and oscillating fans can improve airflow, especially if placed near windows during cooler parts of the day.

For an added cooling effect, place a bowl of ice or a frozen water bottle in front of a fan. The breeze will blow chilled air through the room.

Keep blinds and curtains closed during the hottest part of the day to block out the sun’s heat. Blackout curtains or reflective shades can significantly reduce indoor temperatures. If using air conditioning, use fans to circulate the cooled air. This saves energy without sacrificing comfort.

Also, try to limit how much you use your oven. Plan meals you can make on the stovetop or microwave. One idea is to prepare and freeze extra meals on cooler days. Then, when the mercury soars, simply thaw and serve them.

Try to schedule outdoor activities, such as taking your daily walk or watering flowers, during the early morning or late evening hours, when temperatures are lower. If you must be outside in the middle of the day, take frequent breaks in the shade and wear sunscreen to protect your skin.

You might also try purchasing ice-pack neck wraps to wear when you are outside. They are inexpensive and can be found at grocery stores, sporting goods stores, and online retailers.

A quick, cool shower can help lower your body temperature fast. Even just soaking your feet or running cold water over your wrists can provide relief. Try to avoid unduly hot showers during the summer heat. While warm water can help open pores and make it easier to cool off, higher temperatures can further dehydrate the skin.

Check on Vulnerable Friends and Neighbors

Make a point to check in on senior loved ones and ensure they have access to cool spaces and hydration. Extreme heat can be especially dangerous for older adults, children, and those with chronic conditions. As we age, our bodies have a more difficult time processing heat. That means older adults can develop heat-related illnesses more quickly than younger people. In addition, some medications commonly taken by seniors, such as those prescribed for heart disease, don’t mix well with heat.

Mobile Monitoring Devices Help in a Crisis

If you or a senior family member likes to spend time outdoors, an added safety measure you can take is to purchase a mobile monitoring device. In the event you suffer a medical emergency, you can quickly call for help from almost anywhere. Call 1-844-203-5617 to learn more!

The dog days of summer are upon us. Use these tips to stay safer and cooler in the heat and humidity.

Tips for Staying Cool During the Dog Days of Summer

Traveling during retirement is a dream for many seniors—but rising costs and economic uncertainty can make that dream seem out of reach for some this summer. Fortunately, there are many budget-friendly travel options specifically designed for older adults, as well as simple strategies to cut expenses while still exploring the world. With a little planning and smart decision-making, travel can remain both enriching and affordable.

One of the best ways for seniors to travel affordably—and with added peace of mind—is through programs tailored to older adults. These offer structured experiences and educational enrichment, simplify logistics, and often include group discounts.

Formerly known as Elderhostel, Road Scholar is one of the most popular travel programs for seniors. This nonprofit organization offers educational adventures in more than 100 countries and all 50 US states. Trips are led by experts and often focus on history, culture, nature, or lifelong learning. Best of all, many of its programs are all-inclusive, covering lodging, meals, lectures, and local transportation. Road Scholar also offers financial aid to eligible participants, making it even more accessible. There are options for single travelers, grandparent-grandchild trips, and programs tailored for different mobility levels.

For a lifetime fee of just $80, US citizens aged 62 and over can purchase a National Parks Senior Pass, which grants access to more than 2,000 federal recreation sites. This is ideal for those who enjoy nature-based travel, road trips, or camping. The pass often includes discounts on campsites, boat launches, and tours within the parks. Due to budget cuts, many national parks are operating on more restrictive schedules this summer, so before heading out to visit one, be sure to verify its operating hours.

Many cruise lines and tour operators offer senior discounts or special promotions. Companies like Carnival, Royal Caribbean, and Viking have specific offerings or price breaks for travelers over 55. If you find rail travel appealing, Amtrak offers a 10% discount on many of its packages for travelers 65 and over.

More Money-Saving Travel Tips for Seniors

Even without specialized programs, there are numerous ways to travel on a budget:

Avoiding peak travel seasons—like summer or major holidays—can drastically reduce the cost of airfare, accommodations, and attractions. Shoulder seasons (spring and fall) offer pleasant weather and fewer crowds.

In many cities, seniors receive discounted or even free access to public transport. Using buses, trains, and subways instead of renting a car or taking a rideshare can save hundreds over the course of a trip.

Consider alternatives to hotels, such as budget-friendly inns, senior hostels, or vacation rentals through platforms like Airbnb. Some travelers save by house-sitting or home-swapping, which can offer free accommodations in exchange for looking after someone’s home.

Websites like Travelzoo, Skyscanner, and Kayak allow users to set alerts for flight and hotel deals. Signing up for newsletters or loyalty programs can also unlock exclusive offers.

Avoid extra baggage fees by packing smart and sticking to carry-on luggage. Planning activities in advance can also help avoid last-minute expenses.

One final tip that can give you peace of mind while traveling is to invest in a mobile monitoring device. In the event of an emergency while you are away from home, a simple press of a button can connect you with someone who can help. Email Life Protect 24/7 today for more information!

Are you an older adult looking for inexpensive ways to travel? This information will help you explore everything from the Road Scholar program to senior discounts.

Artificial intelligence (AI) has revolutionized many areas of daily life, from healthcare and education to business and communication. It can all be a little overwhelming. But alongside its benefits, AI has also become a powerful tool for scammers, making fraud more sophisticated, personalized, and difficult to detect. In fact, AI experts say sometimes even they have trouble distinguishing between legitimate information and material generated by AI!

The surge in AI-powered scams is creating new risks for consumers, businesses, and even governments—and staying informed is key to staying safe. Researchers say almost half of Americans have been the target of an AI scam. While the methods used by scammers will continue to change, this information will give you an overview of what to be on the lookout for.

Scammers have always adapted to new technologies, but AI has significantly raised the stakes. With access to generative AI tools, fraudsters can now mimic human language with uncanny accuracy and create fake identities in seconds, allowing them to quickly automate and scale up their operations. What used to take hours or days can now be accomplished in minutes—with far more convincing results.

Voice cloning, deepfake videos, and AI-written messages—now common features in scams—enable bad actors to manipulate trust and emotions more effectively than ever before. Criminals are exploiting these tools not only to deceive individuals but also to target entire organizations. And older adults can be at increased risk because they tend to be more trusting and less familiar with technology.

Voice-Cloning Scams
One of the most alarming developments is voice cloning. Using just a short audio clip—often taken from social media or voicemail—AI can replicate a person’s voice. Scammers use these cloned voices to call loved ones, claiming the caller is in trouble and asking for urgent financial help. Because the voice sounds real, victims are more likely to believe the story. Grandparents have been tricked into thinking a grandchild is in danger and giving up money to try to help them.

Phishing Emails and Chatbots
AI-generated phishing emails are more sophisticated and harder to detect than traditional spam. These messages are often free from grammatical errors and are tailored to the recipient’s interests, making them appear legitimate. Some scams even use AI chatbots to engage victims in real time, posing as customer service agents or company representatives.

Deepfake Videos and Social Engineering
Deepfakes—AI-generated videos that replace someone’s likeness—are increasingly being used in scams. For instance, a deepfake of a CEO could be used to trick employees into wiring money to a fraudulent account. These scams combine AI with social engineering tactics, exploiting trust within organizations. Celebrities ranging from Taylor Swift to Tom Cruise have been simulated in deepfake videos.

Romance and Investment Scams
Scammers now use AI to create attractive fake profiles and generate emotionally resonant messages for romance scams. In parallel, AI bots also impersonate financial advisors or crypto experts in online forums to lure victims into fraudulent investment schemes.

There are steps you can take to help minimize your risk of falling victim to fraud.

Be Skeptical of Unexpected Communications
If you receive an urgent message, whether it’s a voice call, email, or text, take a moment to verify. Contact the person or organization through trusted channels.

Limit Personal Information Online
Be careful about publicly sharing personal details, photos, or voice recordings—scammers can use this material against you. Adjust your privacy settings on social media and think twice before posting.

Use Multi-Factor Authentication
Secure your accounts with two-factor or multi-factor authentication (MFA) to make it harder for scammers to gain access, even if they have your login details.

Stay Educated and Aware
The landscape of scams evolves quickly. Regularly update yourself and your family members about the latest tactics being used by fraudsters.

Verify With a Human
If something seems off, especially when money is involved, verify in person or through a video call. Don’t rely solely on text, email, or voice communication.

As AI continues to evolve, so will the tactics of scammers. Awareness, caution, and proactive security measures are the best defenses against this new generation of fraud.

New articles on everything from the latest scams to exercise and nutrition are added to the Life Protect 24/7 Blog each week. Bookmark this spot on our site and visit often to stay on top of the most current information on health, aging, caregiving, and more!

Worried you or a senior loved one might fall victim to a scam? As AI becomes more prevalent, so, too, do incidences of fraud. Learn more here.

How AI Is Fueling a Rise in Scams, and Tips to Protect Yourself

Have you heard the term boommates and wondered what it’s all about? Boommates is a modern twist on roommates. It’s actually a combination of the words boomers and roommates. And the term is used to refer to baby boomers, adults born between 1946 and 1964, who choose to live together in shared housing. If the hit comedy Golden Girls comes to mind, you’re on the right track.

As the cost of housing soars and inflation lingers, it’s easy to understand why older adults are choosing this route. But there are reasons beyond financial that are causing many seniors to look to this arrangement as a solution to their retirement housing needs. Let’s explore some of the most common ones.

Benefits of Boommate Arrangements for Seniors:

One of the leading reasons older adults opt to share their living space is purely economic. With the home pricing index up by a staggering 47% since 2020, these kinds of arrangements have much to offer. Sharing rent or mortgage, utilities, and other household expenses reduces individual financial burdens—especially useful for retirees on fixed incomes.

Loneliness is a common issue for older adults. There’s ample research to show that isolation in older adults contributes to everything from depression and diabetes to cardiac disease. Living with others provides daily social interaction and emotional support, which, in turn, help people enjoy healthier lives.

One challenge people face as they grow older is maintaining a home. The day-to-day upkeep and annual maintenance tasks can be difficult and sometimes even dangerous. When split among roommates or done together, many of these jobs become easier and safer. House chores, errands, and cooking can be divided to make daily life easier and more manageable.

With age comes greater risk for health emergencies and falls. When older adults live alone, these events can have disastrous results. Having someone else in the home can help keep a senior safer. In the case of falls, illness, or emergencies, having someone there to help or call for assistance is a huge benefit. Boommates can take safety a step further by purchasing mobile monitoring units. In the event of an emergency, these devices can be used to quickly summon help.

Talk with most older adults and they’ll tell you their retirement wish is to remain independent and in their own home. But when you’re alone, that can be tough to do. Through mutual support, seniors may be able to delay or prevent the need to move into a senior living community.

Living with peers can offer a sense of purpose, community, and continued engagement with others. There’s a sense of comfort that comes from having someone to talk with who is able to relate to and empathize with your aging journey. That can provide a boost to overall mental health.

Finding a Roommate to Enjoy Retirement Living

A few notes of caution before moving in with a fellow senior: Do a little research. If you don’t know the person or haven’t been acquainted for long, it’s probably worth talking with your local authorities about how to perform a background check in your city and state. That can help to identify any potential red flags.

Also make sure you set some ground rules up front before making any changes. Clearly delineate roles and responsibilities in writing. It is probably worth talking with an elder law attorney for guidance. If you don’t already have one, the National Academy of Elder Law Attorneys website can help you locate an experienced attorney in your local community.

Are you familiar with boommates? It’s a term used to describe older adults who share housing space for a variety of reasons. Learn more here.

What Are Boommates, and How Do These Arrangements Benefit Seniors?

Relocating can be a challenging undertaking for anyone. It can be stressful and emotionally exhausting, as well as physically demanding. For seniors, a long-distance move can be especially overwhelming. But for many older adults, it’s a necessary step for a safe and happy retirement.

Whether an older adult is moving to be closer to faraway loved ones or heading off to a senior-friendly destination, thoughtful planning and support are essential. If you or a loved one is getting ready to move, here are some practical tips to help ensure a smooth and less stressful transition.

Preparing a Senior Loved One for a Long-Distance Move

One of the most pivotal steps is to start planning well in advance. Seniors should begin the process at least two to three months before the move. This allows time to sort through belongings, coordinate with family, and make important decisions without feeling rushed. Creating a detailed moving checklist with timelines can help keep everything organized and on track.

2. Consider Medical and Accessibility Needs

When choosing a new home, seniors should consider accessibility features and proximity to healthcare providers. It’s also important to arrange for the transfer of prescriptions and notify doctors about the move. If needed, establish care with new providers in the destination area ahead of time.

Moving is easier with support. Seniors should involve family members or trusted friends in the planning and decision-making process. This can include helping to sort belongings, researching moving companies, or simply providing emotional support. Having someone to talk to and share the workload can ease stress and ensure no detail is overlooked.

For a long-distance move, it’s critical to hire a reliable and experienced moving company. Look for movers that specialize in senior relocations or long-distance transitions. Get quotes from multiple providers and check reviews and references. Some companies offer full-service moves, including packing, transportation, and unpacking, which can be a great relief for seniors.

Before moving, seniors should gather all essential documents, such as medical records, legal papers, identification, insurance policies, and financial records. These should be stored in a secure, easily accessible folder that travels with them—not in the moving truck. It's also wise to make copies in case anything is misplaced during the move.

Long-distance moves are often an opportunity to simplify and downsize. Seniors should assess what items they truly need or want to bring with them. It can be helpful to go through one room at a time, deciding what to keep, donate, give to family, or discard. Downsizing not only reduces moving costs but also helps make the new home more manageable and clutter-free.

Leaving a longtime home can bring up feelings of grief or anxiety. These emotions are normal, and acknowledging them is healthy. Staying connected to familiar routines, bringing cherished personal items, and setting up the new home in a comforting way can help with the emotional adjustment.

Once the move is complete, having help during the settling-in period can make a big difference. Whether it’s assistance with unpacking or companionship during the first days in a new community, support makes the transition easier and more positive.

One last tip for seniors and their loved ones is to consider investing in a mobile monitoring unit. These small devices can be easily slipped into a pocket or purse. If an emergency arises and you need assistance, you can simply press a button to be connected with someone who can help. That offers great peace of mind for an older adult in a strange, new environment. Call 1-844-203-5617 to learn more!

Moving long distance is tough at any age, but even more so for a senior. These tips can help you plan ahead for a smooth transition.

Tips to Help a Senior Prepare for a Long-Distance Move

A strong immune system is essential for staying healthy and fighting off disease. Your body’s immunity plays a role in preventing illnesses from the common cold to more serious medical conditions. While there’s no magic pill to instantly boost resistance, adopting healthy habits can significantly strengthen your body’s defense system over time. And the good news is, you can do this in a variety of ways that don’t require prescription medication.

Here are several proven, natural methods of enhancing your immune health.

Hydration plays a critical role in overall health, including immune function. Water helps transport nutrients throughout the body and flush out toxins. It also keeps the mucous membranes moist in the respiratory tract, which acts as a barrier against pathogens. Aim for at least 8 glasses of water a day, more if you’re active or in a hot climate. Herbal teas and water-rich fruits and vegetables (like cucumbers and oranges) also support hydration.

Sleep is when the body repairs itself and regenerates key immune cells. Lack of sleep can reduce the production of cytokines—proteins that help fight infections. Adults should aim for 7 to 9 hours of quality sleep each night. Establishing a relaxing bedtime routine, limiting screen time before bed, and maintaining a consistent sleep schedule can improve sleep quality and support immune health.

A well-balanced diet packed with vitamins, minerals, and antioxidants is crucial for immune strength. Focus on whole foods such as fruits, vegetables, whole grains, lean proteins, and healthy fats. Menus rich in vitamin C, zinc, and vitamin A are particularly important. Fermented foods like yogurt, kefir, and sauerkraut promote a healthy gut microbiome, which is closely linked to immune function. Learning more about practical menu planning can make this quicker and easier to accomplish.

Looking for ways to give your immune system a boost? These tips on everything from stress management to diet, exercise, and sleep will be useful.