Repetition and routine are both essential for adults living with memory loss, such as the kind that occurs with Alzheimer’s disease. Researchers believe having a structured, daily plan that balances activity with rest helps people live their best quality of life despite the disease. It allows the person with memory loss to rely less on short-term memory, which is often impaired early in the disease process. That’s why changes in their daily schedule can be so tough.

How the Time Change Impacts People With Memory Loss

If you are a caregiver for a loved one who has Alzheimer’s or another type of dementia, you might have noticed that veering away from their usual daily routine can increase anxiety, restlessness, and agitation. One type of disruption you might not have considered before, however, is seasonal time changes. Those days of the year when we move the clock forward or back can be challenging.

Daylight and darkness contribute to a common condition known as Sundowner’s Syndrome. Also referred to as sundowning, it describes the symptoms and behaviors that people with the disease experience as the sun begins its descent each day. Because the time change causes a disturbance in the body’s sleep-wake cycle, it can be especially difficult for people with Alzheimer’s.

While the cause of sundowning is unknown, scientists have some theories about what contributes to it. One is that as the disease progresses, it interrupts the body’s natural circadian rhythms, which play a role in how the body and brain respond to nightfall. As a result, when most humans naturally begin to feel tired and ready for sleep, people with Alzheimer’s may not receive the cues from the brain that signal fatigue and the need for sleep. When the time change occurs in the fall and the spring, it further disrupts the body’s sleep-wake cycle.

Here are a few ideas family caregivers might find helpful to minimize sundowning symptoms all year long, including during time changes:

Structure the day with care: When you are caring for a family member with Alzheimer’s, how you plan your day is important. Try to balance activity with rest breaks. If you notice your senior loved one tires in the late afternoon and falls asleep, rethink how you structure the early part of the day. It might be better to schedule appointments and activity in the early morning so the senior can nap in the late morning or early afternoon. If naps are taken too late in the day, it can make bedtime more challenging.

Utilize interior lighting: Another idea is to manage the light inside your home. If you are trying to prevent your loved one from falling asleep or going to bed too early, close the blinds and turn all the inside lights on. It might help trick the body into thinking it’s still daytime. This approach might also help ease the daily transition from daytime to evening that often triggers sundowning. At best, it can help decrease agitation and pacing, which are common behaviors at the end of the day among adults with Alzheimer’s.

Encourage gentle exercise: Most of us know fitness activities are good for managing stress and promoting better sleep. For adults with Alzheimer’s, exercise also helps prevent or reduce the restlessness and agitation commonly associated with the disease. You could try to work a 15-minute morning walk together into your daily routine. Or maybe engage in chair yoga after lunch or spend time in the garden. These are all good stress busters for adults with dementia and for their family caregivers.

Safety is often a concern for people with memory loss. Family members worry their loved one will wander away and be unable to call for help. One solution is to invest in a mobile monitoring unit. You can slip it into their pocket each day when they get dressed. If the senior experiences an emergency, a simple press of a button connects them with someone who can help. Call 1-844-203-5617 for more details!

Are you the caregiver for an adult with Alzheimer’s or another memory-related condition? Here’s what to know about seasonal time changes and memory loss.

How the Start of Daylight Saving Time Can Impact People with Alzheimer’s

March is National Nutrition Month, a time to focus on the importance of making healthy, informed food choices and developing sound eating habits. Whether you’re aiming to improve your overall health, boost energy, or support specific nutritional goals, March provides the perfect opportunity to celebrate nutritious eating.

Creating menus that highlight balanced meals filled with fresh, wholesome ingredients is a great way to honor National Nutrition Month. Here are some meal ideas to inspire nutritious, flavorful, and satisfying menus throughout the month.

From Morning to Night: Healthy Menu Ideas to Explore

1. Breakfast: An Energizing, Nutrient-Rich Start to Your Day

A balanced breakfast can set the tone for a healthy day. Focus on including a combination of protein, fiber, and healthy fats to keep you energized and satisfied throughout the morning.

Overnight oats with chia seeds and berries: This easy-to-prepare breakfast is a convenient and nutritious choice for busy mornings. The night before, combine rolled oats, chia seeds (which provide fiber and omega-3s), and almond milk in a jar, and let the mixture sit overnight in the fridge. In the morning, add a handful of mixed berries (which are rich in antioxidants) and a spoonful of almond butter for healthy fats and protein. This dish is packed with fiber, vitamins, and minerals.

Veggie scramble with toast: For a savory breakfast, try a veggie scramble made with eggs, spinach, bell peppers, onions, and tomatoes. Eggs provide high-quality protein, while the veggies add fiber, vitamins, and minerals. Serve the scramble with a slice of whole-grain toast for extra fiber. This meal is simple to make and ensures a well-rounded balance of nutrients to fuel your day.

2. Lunch: Satisfying, Wholesome Midday Meals

A nutritious lunch should be filling yet light enough to keep you focused and energized for the rest of the day. Try to make choices that include lean proteins, whole grains, and plenty of vegetables.

Quinoa salad with roasted veggies: This dish is an excellent choice for a nutrient-packed lunch. Quinoa is a complete protein, meaning it contains all nine essential amino acids. Toss cooked quinoa with roasted vegetables, like sweet potatoes, zucchini, and carrots, and add chickpeas for extra protein and fiber. Drizzle with olive oil and lemon juice, and top with a sprinkle of feta cheese for a Mediterranean twist. This light and refreshing meal provides a rich array of vitamins, minerals, and fiber.

Grilled-chicken-and-avocado wrap: A grilled-chicken-and-avocado wrap makes for a quick and satisfying lunch. Thinly slice a skinless chicken breast and grill for 10 to 15 minutes, depending on its size. Place the chicken in a whole wheat tortilla along with sliced avocado, leafy greens (like spinach or arugula), and a light spread of hummus or Greek yogurt for added protein.

3.Dinner: Wholesome Meals to Wind Down Your Day

For dinner, focus on meals that are well-balanced, combining lean proteins, whole grains, and plenty of vegetables. It’s a combination that can nourish your body and promote restful sleep.

Baked salmon with steamed broccoli: Salmon is an excellent source of omega-3 fatty acids, which support heart health and reduce inflammation. For a simple yet nutritious dinner, bake a salmon fillet with lemon and herbs. Serve with brown rice for fiber and steamed broccoli for an extra dose of vitamins C and K. This meal provides a rich combination of healthy fats, lean protein, and fiber, making it an ideal choice for a satisfying dinner.

Lentil-and-veggie stir-fry: Lentils are a powerhouse of plant-based protein and fiber, making them a great addition to any vegetarian or vegan meal. For this stir-fry, sauté cooked lentils, bell peppers, mushrooms, and snap peas. You could also add tofu. Use low-sodium soy sauce or tamari for flavor, and add a sprinkle of sesame seeds for crunch. This dinner is full of protein, fiber, and vitamins, making it a great choice if you’re looking to incorporate more plant-based meals into your diet.

4. Snacks: Nutrient-Dense, Satisfying Options

Healthy snacks can help curb hunger between meals while providing essential nutrients. By choosing snacks that are rich in fiber, protein, and healthy fats, you’ll feel full and satisfied longer.

Apple slices with powdered peanut butter: Sliced apples paired with powdered peanut butter make for a nutrient-packed pick-me-up. Apples are a great source of fiber and vitamin C, while peanut butter powder offers healthy fats and protein.

Greek yogurt with nuts and honey: Greek yogurt is high in protein and probiotics, which are beneficial for gut health. Top a serving of it with a handful of mixed nuts (such as almonds, walnuts, or pistachios) and add a drizzle of honey.

If you are interested in reading more about wellness, successful aging, safety, and caregiving, we encourage you to bookmark the Life Protect 24/7 Blog. Each week we publish a new article geared toward helping people of all ages live longer, healthier lives!

Struggling to come up with healthy menu and snack ideas? In honor of National Nutrition Month, we share some suggestions.

Practical Menu Ideas in Honor of National Nutrition Month

Spring is a time for new beginnings in the garden, but those don’t come without careful planning. To make the most of your vegetable or flower gardens this summer, it’s important to take time now to think through how you’d like your yard to look.

Gardening offers people a chance to reconnect with nature, which has proven mental and physical health benefits. For seniors, however, it’s essential to consider factors such as mobility challenges and chronic health conditions. Those can make planting and maintaining gardens more difficult, but not necessarily impossible. Again, it all comes down to planning.

Test your soil: One of the most important tasks in gardening is to evaluate the soil. The health of your soil can directly impact plant growth and yields. To begin, use a soil test kit to measure soil pH, nutrient levels, and drainage. If the soil is too acidic or alkaline for the plants you intend to grow, amendments such as lime (to raise pH) or sulfur (to lower pH) can be added. Your local botanical garden or extension office can probably help you with the testing and make recommendations should improvements be necessary.

Plant with intention: Before heading to the garden center for flowers, take some time to assess your existing garden and what you want to add. Consider your local climate, the amount of sunlight different parts of your garden receive, your personal preferences, and access to water. Take these factors into account when deciding on the flowers you want to grow. Think about planting a mix of annuals and perennials. Perennials come back year after year, reducing the need for replanting, while annuals add vibrant seasonal color but must be replanted each year. For seniors who may not want to replant frequently, perennials can be a wise choice.

Plan around the weather: Gardening often requires an investment of time, but there are ways to ensure you make the most of it. To be more efficient, plan tasks according to the weather. Early mornings or late afternoons, when the temperatures are cooler, are often the best times to work in the garden. You can also set up a gardening calendar, noting when specific tasks like pruning, planting, and fertilizing need to be done. Consider creating a checklist for each week to ensure you stay on track without becoming overwhelmed.

Use companion planting and mulch: Companion planting is an excellent strategy for both maximizing your garden’s productivity and minimizing maintenance. Some plants naturally repel pests or enhance the growth of other plants. For example, planting basil near tomatoes can help deter pests while improving flavor. Similarly, marigolds can act as natural pest deterrents when planted with other flowers and vegetables. Additionally, applying mulch around your plants can help retain moisture, suppress weeds, and reduce the frequency of watering.

Utilize garden tools: For most gardeners, especially seniors, it’s important to pace yourself and break up tasks into smaller, manageable segments. Consider using lightweight, ergonomic tools to reduce strain. A gardening stool or kneeling pad can help with comfort, while raised beds make bending and reaching easier. While technically not a garden tool, a stainless-steel water bottle at your side helps with hydration while you are working.

Consider raised beds and containers: If you are an older gardener or struggle with back problems, raised garden beds and container gardening might be a solution. Both can significantly reduce physical strain. Raised beds allow you to garden without bending over, and containers are portable, meaning you can move them to follow the sun or make adjustments if needed.

Feel Safer Gardening with a Mobile Safety Device

Having an easy way to call for help if needed—one that doesn’t require keeping track of a cell phone while working in the yard—can help gardeners of all ages feel safer. A solution to consider is a Life Protect 24/7 mobile monitoring unit. These devices can be slipped into your pocket while you are gardening. In the event of an emergency, you can simply press a button to be connected with someone who can help. Call 1-844-203-5617 to learn more!

Are you a gardener, or would you like to be one? Use these tips to plan for the planting season ahead.

Preparing Your Garden for the Planting Season Ahead

As tax season approaches, getting and staying organized is crucial to ensuring a stress-free filing process. Whether you are completing your income taxes on your own or working with a professional, having all necessary documents in order will help you avoid errors, missed deductions, and last-minute scrambling.

For caregivers, there is an additional but necessary step to getting prepared: learning more about the deductions that family members might be entitled to take and organizing the supporting documentation.

Here are some essential steps to organizing for tax filing season:

The first step in preparing for tax season is to establish a dedicated filing system. This system should be organized by categories relevant to your taxes. You can choose either physical or digital organization methods, depending on your preference. For digital systems, consider using cloud storage or a secure external hard drive to keep files easily accessible.

Label folders with categories such as income, medical expenses, deductible expenses, investments, and charitable donations. Using clear, consistent labels will make it easier to find documents when it’s time to file. Additionally, create a folder for any correspondence with the IRS or your tax preparer.

Gather all the necessary paperwork you will need to file your taxes. Some key documents to collect include:

W-2s and 1099s: These forms report your wages, salaries, and other income. Make sure to gather all the forms from your employers or clients.

Statements from financial institutions: These can provide documentation of interest earned, dividend payments, and any income or deductions related to your accounts.

Receipts for deductions: If you plan to claim deductions, collect receipts for expenses such as medical bills, business expenses, or home office supplies.

Investment records: Gather forms such as 1099-B (sales of securities), 1099-DIV (dividends), or 1099-INT (interest earned).

Charitable contributions: If you donated to charity, collect your donation receipts and any statements from the organizations.

Health insurance forms: If applicable, include forms like 1095-A (health insurance marketplace), 1095-B (health insurance coverage), or 1095-C (employer-provided insurance).

Keeping track of deductible expenses throughout the year can make a huge difference during tax season. But if you haven’t been doing that, it’s never too late to get organized. Take time to review your previous year’s tax return. It can serve as a checklist to ensure you haven’t missed any forms or deductions.

Next, document any tax-deductible expenses, including medical costs, business-related expenses, and home office supplies. Use tools like spreadsheets, apps, or expense-tracking software to stay organized. This will help you capture all deductible expenses that could reduce your taxable income.

Understand Potential Tax Benefits for Caregivers

Before diving into the filing process or turning your paperwork over to a tax professional, it’s essential to understand the tax benefits available to caregivers. As a caregiver, you may be eligible for certain deductions, such as:

Medical expenses: If you’re paying for some or all of the medical care for your loved one, those expenses might be deductible. This includes doctor’s visits, hospital stays, prescription medications, assisted living, home care, and medical equipment.

Dependent care credit: If you care for a dependent with special needs, you might qualify for this credit, which can help offset the costs of care.

Caregiver’s tax deduction: In some cases, you can claim your loved one as a dependent if they meet certain criteria, which could result in a larger standard deduction.

Understanding which tax benefits apply to your situation will guide how you organize and collect your documents. Two publications to help you learn more are IRS Publication 502, Medical and Dental Expenses and Publication 503, Child and Dependent Care Expenses.

We know a leading concern for family caregivers is their senior loved one’s safety, especially if they live alone. One step you can take to give both of you a better sense of security is to invest in a mobile monitoring device. These small units have a simple button that can be pressed to summon help in the event of an emergency. Call 1-844-203-5617 for more information!

Looking for tips on preparing for tax filing season? This article shares suggestions, including several for family caregivers.

Organizing Your Files for Tax Season: Tips for Caregivers

As we reach the midpoint of winter, many people find themselves struggling with mental health. Symptoms can include low energy, irritability, difficulty concentrating, sleep problems, changes in appetite, and a general feeling of sadness or hopelessness. For some, it’s more serious than a case of the winter blues. They may actually have a condition known as Seasonal Affective Disorder (SAD).

This form of depression occurs during the colder, darker months of the year, typically in the winter. And people might experience SAD year after year without being aware of it. While the condition can be challenging, there are strategies that can help mitigate its effects and boost mood during the winter months.

Here are a few steps you can take to avoid developing SAD this winter:

During winter, shorter days and longer nights mean less exposure to natural sunlight, which can trigger SAD in many individuals. To combat this, try to get outside as much as possible during daylight hours. Even on cloudy days, outdoor light can be more beneficial than artificial light. Take a walk during your lunch break or spend time in a sunny spot at home or work. If possible, position your work desk near a window to let in as much daylight as possible.

For those who have difficulty getting outdoors during colder months, light therapy can be an effective alternative. A light therapy box, designed to simulate natural sunlight, can help regulate your circadian rhythms and improve your mood. Many people find that using the box for about 20–30 minutes in the morning can help reduce symptoms of SAD.

Exercise has been proven to be a powerful tool for improving mental health, and it can be particularly helpful in preventing or managing SAD. Physical activity releases endorphins, which are chemicals in the brain that promote feelings of happiness and well-being. Regular exercise, even something as simple as a daily walk or a yoga routine, can reduce stress, increase energy, and boost mood.

In winter, it may be tempting to stay inside, but try to find ways to stay active even in the cold weather. If you like winter sports like skiing, snowshoeing, or ice skating, use them as an opportunity to enjoy the outdoors. When outdoor activity isn’t possible, indoor workouts such as swimming, cycling, or fitness classes are great alternatives.

Nutrition plays a significant role in mental well-being, and what you eat during the winter months can impact your mood. Ensure you are consuming a balanced diet with plenty of fruits, vegetables, whole grains, and lean proteins. Avoid excessive intake of sugary or highly processed foods, as these can lead to energy crashes and exacerbate feelings of sadness or irritability.

In particular, foods rich in omega-3 fatty acids, such as fatty fish, flaxseeds, and walnuts, have been linked to improved mood and may help alleviate symptoms of depression. Additionally, getting enough vitamin D, which is often lacking in the winter due to limited sunlight exposure, is essential for both physical and mental health. Consider taking a vitamin D supplement if you suspect your levels are low.

Isolation can contribute to feelings of sadness and aggravate the symptoms of SAD. During the winter, when people tend to stay indoors more, it’s important to make a conscious effort to stay socially engaged. Spend time with friends and family, whether in person or virtually. Participate in activities that foster connection, such as cooking a meal together, joining a winter hobby group, or simply checking in regularly with loved ones.

Even if you can’t meet face to face, phone calls or video chats can help keep loneliness at bay. Being connected to others is a key factor in improving mental health, especially during challenging seasons.

If you find that your symptoms of SAD are persistent or worsening, despite your best efforts at self-treatment, it’s important to seek professional help. Remember, this can be a serious health condition that may require medical intervention. A therapist or counselor can provide support, guidance, and coping strategies tailored to your specific needs. In some cases, medication prescribed by a doctor may be necessary to help manage symptoms of SAD.

Gain Peace of Mind With a Mobile Monitoring Unit

We know many people, especially older adults, are hesitant to head outdoors for a walk or hike during the winter for a variety of reasons. One step you can take to give yourself peace of mind when you leave home in the winter is to invest in a mobile monitoring unit. These discreet devices can easily slip into a pocket or purse. In the event of an emergency, you can be connected to help with the press of a button. Call 1-844-203-5617 to learn more!

Do you find yourself struggling with low energy, sleep issues, irritability, and more during the winter? You might have a condition known as SAD. Learn more here.

Advice for Avoiding Seasonal Affective Disorder (SAD) This Winter

Cardiovascular diseases continue to be the leading cause of death in this country. And since the risk for heart disease rises with age, finding ways to protect heart health is critical for seniors. Most people know diet and exercise play a role in living a longer, healthier life. Another equally important aspect, however, is staying socially active—it can significantly boost mental and emotional well-being, reducing feelings of isolation and supporting overall health. Let’s explore both topics in detail.

According to the American Heart Association, older adults are more likely to develop conditions like high blood pressure, high cholesterol, and coronary artery disease. These are all risk factors for heart attacks and strokes. Fortunately, there are several proactive steps that seniors can take to maintain their heart health:

Get Regular Exercise
Engaging in regular physical activity is one of the most effective ways to keep the heart healthy. Seniors should aim for at least 150 minutes of moderate aerobic activity each week, such as walking, swimming, or cycling. Strength training exercises twice a week also help improve muscle mass and overall cardiovascular health. If mobility is a concern, gentle exercises like chair yoga or water aerobics can be great alternatives.

Eat a Balanced Diet
A heart-healthy diet rich in fruits, vegetables, whole grains, lean proteins, and healthy fats is crucial. Foods like leafy greens, berries, nuts, and fish rich in omega-3 fatty acids (such as salmon) help lower the risk of heart disease. Seniors should also reduce their intake of salt, sugar, and processed foods, as they can contribute to high blood pressure and cholesterol. Many people find preparing and freezing meals in batches makes eating well easier.

Manage Stress
Chronic stress can have a negative impact on heart health, increasing the risk of heart disease and hypertension. Seniors should find healthy ways to manage stress, such as practicing mindfulness, meditating, or engaging in relaxing hobbies like gardening or reading.

Have Regular Health Checkups
Regular doctor’s visits to monitor heart health are essential for seniors. Blood pressure, cholesterol levels, and other risk factors should be checked routinely. Seniors who have chronic conditions like diabetes or hypertension should follow their doctor’s advice for managing those conditions to reduce their risk of heart disease.

Social connections play a vital role in the health and well-being of seniors. Research has shown that maintaining social relationships can reduce the risk of depression, cognitive decline, and heart disease. Here are some ways seniors can stay socially engaged:

Engage in Group Activities
Participating in community or senior center activities such as exercise classes, book clubs, or hobby groups can help seniors meet others with similar interests. Many communities offer classes specifically designed for older adults, ranging from art workshops to fitness programs, which are not only enjoyable but also help build social connections.

Volunteer for a Cause
Volunteering is a great way for seniors to stay active and give back to their communities. Whether it’s helping at a local food bank, tutoring children, or participating in environmental initiatives, volunteering can provide social interaction and a sense of purpose. It also keeps the mind sharp and fosters feelings of accomplishment.

Connect Virtually
Technology has made it easier than ever for seniors to stay connected, even if they have mobility challenges. Video call platforms, social media, and messaging apps like FaceTime or Zoom allow seniors to stay in touch with family and friends, regardless of distance.

Maintain Relationships 
Regular contact with family and friends, whether through phone calls, visits, or social events, is crucial for emotional support. It’s important to make an effort to maintain these ties, as strong bonds with loved ones provide comfort, happiness, and a sense of belonging.

Adopt a Senior Pet
For older adults who live alone, adopting a senior pet can provide companionship and purpose. Pets offer unconditional affection, making them a valuable source of emotional support. They can even improve heart health by encouraging physical activity.

When it comes to staying social, don’t let worries about experiencing an emergency keep you isolated at home. One way to reduce those fears is to invest in a mobile monitoring device. These discreet units allow you to call for help, no matter where you are. Call 1-844-203-5617 to learn more!

Did you know socializing is good for your heart health? In honor of National Heart Month, we share tips for protecting cardiovascular fitness.

Winter is the perfect time to settle in with a cozy blanket, a hot drink, and a good book. The colder months invite readers to dive into rich, immersive stories that transport them to other worlds or offer comfort and reflection. Whether you are looking to curl up with older titles or upcoming releases, here’s a diverse list of books to add to your “to be read” (TBR) stack this winter.

Books to Add to Your TBR Pile This Winter

These titles are all past releases that you might be able to easily find at your local library, whether in person or online:

This beautifully written novel, set in Alaska in the 1920s, mixes elements of magical realism and survival. A childless couple builds a snowman, only to find the next day that the snowman is gone and a mysterious young girl has appeared. It’s a poignant, wintery tale of love, loss, and the harshness of nature.

A sweeping and immersive novel, “The Overstory” weaves together the lives of several characters, each connected by their relationships to trees. Its profound themes of ecology, humanity, and interconnectedness make it a thought-provoking read for the winter season.

“The Night Circus,” by Erin Morgenstern

This atmospheric fantasy novel, featuring a magical circus that only opens at night, is ideal for cold evenings. With vivid descriptions and enchanting themes of love and competition, “The Night Circus” invites readers into a world of wonder, mystery, and intrigue.

Should you be searching for a few new releases to enjoy this winter, here are a few to consider:

“The Kennedy Girl,” by Julia Bryan Thomas

From popular author Julia Bryan Thomas comes a new release that’s sure to be a hit with readers. “The Kennedy Girl” follows the journey of an American orphan to France, where she becomes entangled in an international espionage scheme. Those who loved the glamour of “The Second Life of Mirielle West” or the intrigue of “The Secrets We Kept” may be especially interested in this one.

In this new story, author Grady Green calls his wife, Abby, to share some great news while she is driving home. He hears her slam on the brakes, get out of the car, and then—nothing. He tracks down her car on the edge of a cliff with the headlights on and the driver door open. But his wife has disappeared. A year later, still grief-stricken, he decides to travel. And then he sees a woman who looks exactly like his lost wife.

Before he became the famous Mark Twain, he was Samuel Langhorne Clemens. Born in 1835, he dreamed of piloting steamboats on the Mississippi. But the Civil War would disrupt those plans. Instead, a young Twain headed west to the Nevada Territory, where he worked for a local newspaper and became known for his brash and humorous writings. Acclaimed biographer Ron Chernow follows Twain’s journey from popular reporter to the father of American literature.

Author Nita Prose skyrocketed to success with her debut novel, “The Maid,” and continues to thrill readers with this third release. This new adventure for Molly begins when a daring art heist takes place at the Regency Grand, where she works. Molly’s life is threatened. But who would be out to get her and for what reason? The key to solving this mystery lies in an unexpected place: a diary written by Molly’s beloved, late grandmother. For the first time, Molly learns about her Gran’s secrets—which involve someone Molly knows well.

Your local library is still a great place to track down books old and new. Another tip to make winter reading a little easier on the budget is to take advantage of the Libby app. It’s free from public libraries all over the world. You can borrow books, audiobooks, magazines, and more.

From tips for healthy aging to ideas for staying safe when running after dark, the Life Protect 24/7 blog is a good resource for people of all ages. We encourage you to bookmark this blog and stop back often!

Looking for a few new book ideas for winter? Here are a few to consider, from older titles to new releases.

As the new year begins, it’s a good time to assess your financial situation and set goals for the months ahead. A financial check-in not only helps you evaluate your spending habits but also ensures that you’re on track to meet your financial goals. Whether you want to save more, pay off debt, or invest for the future, reviewing your finances now can provide a sense of control and clarity.

Here’s a guide on how to conduct a financial check-in for the new year, along with a handy checklist of tasks to keep your budget on track.

The first step in your financial check-in is to revisit your financial goals. Reflect on what you set out to accomplish last year and assess your progress. Have you been able to save for a vacation, pay off credit card debt, or build an emergency fund? Identify areas where you made progress and areas where you fell short.

Next, set new financial goals for the year ahead. Experts say your goals should be SMART: specific, measurable, achievable, relevant, and time-bound. For example, instead of saying “I want to save more,” say “I will save $3,000 for a down payment on a house by December 31.” Setting clear, actionable goals will help keep you motivated throughout the year.

The next step in your financial check-in is to take a close look at your income and expenses. Start by reviewing your income sources—salary, side gigs, investments, etc.—to ensure they’re accurate and up-to-date. If your income has increased or decreased over the past year, adjust your budget accordingly.

Then categorize your expenses. Go through bank statements, credit card bills, and any other financial documents to identify where your money is going. Look for any unnecessary subscriptions, impulse purchases, or categories where you’ve consistently overspent.

Your credit score plays a critical role in your financial health. A high score can make it easier to qualify for loans, credit cards, and mortgages, often at better interest rates. So be sure you understand what makes up your credit score. Review your credit report at least once a year to make sure all the information is accurate. If you spot any discrepancies, work to resolve them immediately.

If your credit score needs improvement, take steps to raise it. This could involve paying down high-interest debt, reducing credit card balances, or disputing any errors on your report. Aim for a score of at least 700 to be in the “good” range.

After reviewing your goals, income, and expenses, it’s time to fine-tune your budget. A well-planned budget should reflect both your current financial situation and your future goals. If you’ve been consistently overspending in certain categories, make adjustments to stay within your means. Consider using a budgeting app or spreadsheet to track your progress.

One useful budgeting method is the 50/30/20 rule:

50% of your income goes toward needs (rent, utilities, groceries, insurance).

30% goes toward wants (dining out, entertainment, travel).

20% goes toward savings and debt repayment.

This method provides a simple, balanced framework for managing your finances.

Review retirement and investment accounts

Take a look at your retirement accounts (401(k), IRA, etc.) and investment portfolio. Have you set realistic retirement goals? Are you on track to meet those goals? If retirement is in sight, make sure you understand programs like Medicare and Social Security. Both can impact your retirement lifestyle in significant ways.

Consider increasing your contributions if you’re able, especially if your employer offers a matching contribution. For investments, review your asset allocation and consider speaking with a financial advisor to ensure your portfolio aligns with your risk tolerance and long-term goals.

Make sure your emergency fund is sufficient to cover unexpected expenses. Aim for at least three to six months’ worth of living expenses in an easily accessible account. If you don’t have one, prioritize building it up this year.

Also, review your insurance policies—health, life, auto, home, etc. Ensure they provide adequate coverage for your current situation and you’re not overpaying for any unnecessary coverage.

Finally, we’ve created a tool we hope will help keep your budget on track in the upcoming year:

Set specific financial goals for the year ahead (e.g., save for a down payment, pay off credit card debt).

Review your income and update your budget if your salary or side income has changed.

Track your expenses and identify areas to cut back or eliminate unnecessary spending.

Check your credit score and resolve any issues.

Adjust your budget to reflect your financial goals, using a method like the 50/30/20 rule.

Review your retirement and investment accounts to assess whether you’re on track to meet long-term financial goals.

Revisit your emergency fund and ensure you have enough savings to cover unexpected expenses.

Review insurance policies to confirm you have adequate coverage and aren’t overpaying for any policies.

Plan for any major upcoming expenses, such as vacations, home repairs, or education costs.

One final tip for people preparing for retirement is to seek the advice of a professional well in advance. What Are Elder Law Attorneys and How Do They Help Seniors? is a good article to help you learn more.

Trying to start the new year with a hard focus on your finances? This information will be of interest.

How to Conduct a Financial Check-In for the New Year

As winter’s chill sets in, older adults often face unique skin care challenges. For a variety of reasons, including reduced oil production, thinner skin, and slower healing, aging skin is more susceptible to cold air, dry indoor heat, and winter wind. These elements can take a toll on your skin, leaving it feeling tight, dry, and irritated.

Fortunately, there are steps you can take to protect and nourish your skin during the winter. Here are some tips to keep skin hydrated, healthy, and glowing all season long.

One of the most important things you can do for your skin in winter is to stay hydrated. As the air becomes drier, moisture in your skin evaporates more quickly, leading to dryness and irritation. While applying a rich moisturizer is essential, internal hydration is just as important.

Make sure to drink plenty of water throughout the day, even if you don’t feel thirsty. If you aren’t much of a water drinker, consider incorporating hydrating foods, such as fruits (like oranges and berries) and vegetables (like cucumbers and spinach), into your diet.

As we age, our skin becomes more delicate and loses some of its natural oils. Harsh cleansers can strip the skin of what little moisture it has. During winter, look for cleansers that are soap-free and designed for dry or sensitive skin. Cream-based or oil-based cleansers work well because they don’t strip the skin of its natural oils. You could also try some of the newer cleansing balms, designed to moisturize while also cleaning your skin.

Moisturizing is the cornerstone of winter skin care, especially for older adults. As we age, the skin’s ability to retain moisture declines. To combat this, use a rich, emollient moisturizer that helps lock in moisture and prevent dehydration.

Apply moisturizer immediately after washing your face or showering, when your skin is still damp, to lock in hydration. For extra protection, consider using an overnight hydrating mask or a thick layer of balm on particularly dry areas like elbows, knees, and hands.

It’s easy to forget about sunscreen during the winter months, especially when the sun seems less intense. However, harmful UV rays can damage the skin even on overcast days or in snow, which can reflect up to 80% of UV rays. Prolonged exposure to UV radiation can accelerate skin aging and increase the risk of skin cancer. Make it a habit to apply a broad-spectrum sunscreen with an SPF of 30 or higher every day, even when indoors.

Indoor heating can cause the air in your home to become very dry, which exacerbates skin dryness. To counteract this, consider using a humidifier in your home, especially in your bedroom while you sleep. A humidifier adds moisture back into the air, helping to keep your skin hydrated overnight. Make sure to clean the humidifier regularly to prevent the growth of mold or bacteria.

Although a hot shower may feel good in the winter, hot water can strip your skin of natural oils. Try to reduce your shower temperature and bathe in lukewarm water instead. Keep showers short—around 10 to 15 minutes—and avoid using strong soaps, which can further dry out the skin.

In addition, try to avoid using space heaters or electric blankets directly on or near your skin. They can also dry out the skin and lead to irritation. Keep a bowl of water a safe distance away from heating sources to help maintain moisture in the air.

Whether it’s tips for keeping your skin healthy during the winter or ideas for planning an intergenerational outdoor movie night, new articles are posted on the Life Protect 24/7 blog each week. We invite you to bookmark this space and visit often!

Winter can be tough on our skin, especially as we grow older. Use these tips to keep your skin healthy this season.

Winter Skin Care Suggestions for Older Adults

As we head into the heart of winter, it’s a good idea to take time to prepare for potential emergencies. Snow or ice storms can wreak havoc on power lines. Icy roads may cause your car to slide off the road, leaving you stranded. While no one likes to imagine the worst, it’s best to be prepared.

We created this checklist to make it easier to put together winter emergency kits for both your home and your vehicle. Hopefully, you won’t need them. But should the need arise, knowing you are ready will give you peace of mind.

Assembling a Winter Emergency Kit for Your Home

Water: The Centers for Disease Control and Prevention (CDC) recommends having on hand at least one gallon of water per person per day for three days.

Nonperishable foods: Your emergency kit should also include food items that require little to no preparation to consume. Examples are canned meats, energy bars, applesauce, nuts, and dried fruits.

Utensils: Don’t forget to have a manual can opener in case the power goes out. You might also want to include a multifunction Swiss army knife.

First aid kit: Stock your first aid kit with bandages, antiseptic wipes, and pain relievers. These can be purchased inexpensively at home improvement stores and pharmacies. Also include any prescription medications.

Sleeping bags: If your house is without power for even a few hours during the winter, the indoor temperature can drop quickly. Sleeping bags can be a great addition to your emergency closet. But heavy blankets can work, too.

Light sources: Remember to stock your emergency kit with a variety of lighting options, including LED flashlights and battery-operated lanterns. Have extra batteries available.

Weather radio: Winter storms can impact television and internet availability. For these times, invest in a battery-operated weather radio.

Cell phone power pack: While it’s always a good idea to keep your cell phone charged when weather reports indicate a storm is approaching, that’s not always possible. A portable charger or power pack can be a lifesaver during an extended power outage.

Pet supplies: If you have pets, don’t forget to stock up on their necessary supplies. That means having extra gallons of water in your supply closet, along with food and any medications they may need.

Personal care: Stock items like soap, hand sanitizer, and sanitary supplies. An extra supply of medications is also important.

Cash: In case of power outages, having cash on hand can be crucial.

Sleeping bag and warm clothing: Keep a sleeping bag in your trunk, along with extra gloves, hats, and scarves. If you don’t normally wear winter boots when you head out, be sure to put a pair in your back seat or trunk.

Food and water: Also keep a bag in your vehicle with bottled water and nonperishable snacks, such as granola bars, dried fruit, and nuts. Be sure they are items that can be easily opened.

First aid kit: A compact first aid kit tailored for the car can hold essential care items without taking up too much space.

Road flares or reflective triangles: These increase visibility if you’re stuck on the side of the road.

Flashlight: Keep it in an easily accessible spot, along with extra batteries.

Portable phone charger: Ensure your phone stays charged for communication and navigation with a portable charger.

Area maps: While GPS is common, having a physical map can be useful if your device fails.

Battery jump-start pack: Essential for starting a dead battery, a jump-start pack is good to have on hand no matter the season. The newer styles are much easier to use than the jumper cables of the past.

Spare tire and jack: Ensure you have a functional spare tire and jack in the trunk. Even if you aren’t physically able to change a tire yourself, these items will be necessary for anyone you call for help.

Ice scraper/brush: While most people are aware of the need for an ice scraper or brush, it’s a winter essential you don’t want to be caught without. These are necessary for removing ice and snow from your windows.

Shovel and traction supplies: A small, collapsible shovel can help dig your car out of snow. And sand or kitty litter can provide traction to help get the vehicle moving again.

Hand warmers: Disposable hand warmers can provide immediate warmth in frigid conditions. You can find them online and at outdoor retailers and sporting goods stores.

Care items: Also include items like wipes, hand sanitizer, and tissues. If your trip will take you far from home during the winter, make sure to have a supply of necessary prescription medications, too.

Finally, consider purchasing a mobile monitoring unit. With a simple press of a button on the device, you can quickly be connected to help in the event of an emergency. Call 1-844-203-5617 to learn more!

Winter preparedness is essential for safety at home and in the car. This checklist can help you put together emergency kits for both.

What to Include in Your Winter Emergency Kits for Home and Car

Winter can be a beautiful time of year. Frost-covered trees and gently falling snow are pretty to look at. But for older adults, the season can also come with potential hazards, particularly when it comes to shoveling snow. As the snow accumulates, clearing driveways and sidewalks is an essential task, but it’s also a physically demanding one. It can lead to an injury or a health emergency, especially for those with certain health conditions or mobility issues.

That’s why learning more about snow-shoveling safety is a must for older adults. Here are some practical tips to help minimize the risks associated with shoveling snow.

Tips to Help Seniors Avoid Snow-Shoveling Injuries

Before picking up the shovel, assess the situation. If the snowstorm has left deep, heavy snow or if temperatures are dangerously low, consider skipping the task altogether. Heavy, wet snow is much harder to move and can strain the heart and muscles. In extreme cases, it can even lead to heart attacks. In fact, the American Heart Association says hundreds of people die of heart attacks caused by snow shoveling each year.

First, consider using a snow blower instead of a shovel. A snow blower significantly reduces the physical exertion required for snow removal. If you have frequent snowfalls and difficulty shoveling, it can be a worthwhile investment.

If you don’t have access to a snow blower, choosing the right snow shovel can make all the difference in reducing strain on your body. Look for a lightweight plastic shovel with a curved handle. This will allow you to maintain a more ergonomic posture while shoveling. Also, try to avoid shovels that are too long or too short, as they can cause you to strain your back or arms.

Just as you would prepare for any physical activity, it’s important to warm up before shoveling snow. Stretching your back, arms, and legs can help reduce the risk of muscle strain and injuries. Focus on stretches that improve flexibility in your back and legs, and make sure to gently move through each stretch without pushing too hard. A quick 5- or 10-minute warm-up routine can increase blood flow and prepare your body for the task ahead.

Shoveling snow can be physically taxing, especially if you’re not used to the activity. Take frequent breaks to avoid overexertion, which can lead to heart problems and falls. Pace yourself, and don’t try to clear the entire area all at once. Work in smaller sections, and stop every 10 to 15 minutes to rest. If you feel winded or dizzy, head back inside to take a break.

Overexertion can also increase the risk of dehydration. Make sure to drink plenty of water while shoveling, even if you don’t feel thirsty. Dehydration can lead to fatigue and muscle cramps, increasing your risk of injury.

When shoveling snow, avoid bending at the waist to lift the snow. Instead, bend your knees and squat to lift the shovel, keeping your back straight. If the snow is too heavy, don’t try to lift it all at once. Instead, push the snow to one side and clear it in smaller amounts. Lifting heavy loads of snow improperly can strain your back and increase the risk of injury.

When it comes to shoveling snow, safety is a big concern, especially for seniors. Use these tips to avoid an injury.