Best Cities and States for Seniors to Live During Retirement

An elderly Hispanic couple enjoying outdoors, their love palpable, reflecting a Latin American immigrant's fulfilling retirement

If you are newly retired or planning for your retirement, figuring out where to live might be one item on your to-do list. You’ll want to contemplate not only what type of housing is a good fit, such as a condominium or a senior living community, but also which part of the country best meets your needs.

Older adults who want to live an active and independent retirement have a variety of factors to consider, from weather and cost of living to easy access to health care. Let’s take a look at what experts say are good cities and states for people to move to after they retire.

Ideas for Where to Live During Retirement

Among the states gaining in popularity with retirees are two you might not have thought of before: Michigan and North Carolina. While they are different from one another geographically and in terms of weather, both share some similarities. Both are home to a wide range of age groups, strong health care institutions, and a multitude of activities to enjoy, as well as a variety of senior living communities.

Within these states, cities that often win awards for best places for retirees to live include:

  • Ann Arbor, Michigan
  • Petoskey, Michigan
  • Saugatuck, Michigan
  • Asheville, North Carolina
  • Hickory, North Carolina
  • Raleigh–Durham area, North Carolina

If low cost of living is your primary concern in deciding where to retire, financial experts say these locations, in no particular order, might be of interest:

  • Pittsburgh, Pennsylvania
  • Toledo, Ohio
  • Fort Wayne, Indiana
  • Des Moines, Iowa
  • Birmingham, Alabama
  • Fort Smith, Arkansas
  • Scranton, Pennsylvania
  • Augusta, Georgia
  • Green Bay, Wisconsin
  • Indianapolis, Indiana
  • Cincinnati, Ohio

For older adults with a chronic medical condition or those whose leading priority is access to quality health care, some states rank much better than others. According to CNBC, the top 10 states for health care and overall wellness are:

  1. Connecticut
  2. Pennsylvania
  3. Massachusetts
  4. North Carolina
  5. New Hampshire
  6. Virginia
  7. Minnesota
  8. Ohio
  9. Indiana
  10. Michigan

Equally important, if health care tops your list of retirement considerations, are the states that rank worst:

  1. New Mexico
  2. Alaska
  3. Wyoming
  4. West Virginia
  5. Mississippi
  6. Oklahoma
  7. Vermont
  8. Montana
  9. Louisiana
  10. Kansas
States Retirees Are Leaving

Finally, it might be worth noting the states people are exiting upon retirement. Those include Oregon—the state with the highest percentage of retirees who are leaving—followed by Maryland, Idaho, Texas, and Virginia.

If you’re considering retiring to one of these states, it may be worth digging a little deeper into why people are leaving. Some of their reasons for leaving may not be important to you, while others may be among your top priorities for retirement. Either way, it’s a good idea to investigate further if one of these states is on your list.

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